-40–90%

When is travel insurance most likely to pay off?

Insurance feels useless until your connecting flight is not.

For high-cost international itineraries, insurance can reduce catastrophic cancellation losses substantially—though average travelers may not claim.

Estimate travel

If you… Purchase comprehensive trip insurance vs self-insuring

Then… Out-of-pocket loss on cancelled international trips → -40–90%

Context International trips over $3,000, cancellation-prone itineraries, 2019–2024

📐 Plan with this benchmark Apply the range to your baseline or size an A/B test

What changes

For high-cost international itineraries, insurance can reduce catastrophic cancellation losses substantially—though average travelers may not claim.

Conditions similar to: International trips over $3,000, cancellation-prone itineraries, 2019–2024
You can measure Out-of-pocket loss on cancelled international trips reliably
The intervention is implemented consistently, not half-measured

Your audience or product differs materially from the cited context
Compliance costs or second-order effects outweigh the lift
Evidence label is estimate—treat wide ranges as planning bands, not promises